Terms

Terms of use

Susman Insurance Agency, a California-licensed insurer (License 0B75129), runs this site. It offers facts on life insurance and a quote engine powered by carrier responses.

Quotes are estimates only. These are carrier quotes for your chosen class, provided for information. Not binding, not a price promise, not a coverage guarantee. Underwriting determines the final rate, class and eligibility; the issued policy controls.

No coverage is formed here. A quote submission, application or message doesn't begin coverage. Coverage requires an offer from an insurer, your acceptance and payment.

Availability. Coverage, insurers and rates differ by state, applicant and time. Quotes show California options.

Educational content. Our guides are broad background and are not tax, legal or investment counsel. Check with a professional before acting on anything important.

External platform. The apply page runs a third-party application portal under separate terms.